A Review of The Research on the Implementation Effect of Inclusive Financial Policies in China
DOI:
https://doi.org/10.54097/852c6a39Keywords:
Inclusive Finance Enterprises Rural Revitalization Virtual Economy Real Economy Digitalization Urban.Abstract
The inclusive financial policy aims to address the financial needs of the vulnerable, such as small and micro enterprises (SMEs), farmers. The Chinese government places significant emphasis on the advancement of inclusive finance, and this paper employs a literature review method to demonstrate the positive effects of inclusive financial policies and digital inclusive finance (DIF) in the areas of small and micro enterprise financing, rural revitalization, urban development, real economy, and virtual economy.
Downloads
References
[1] Binghui W, Jing Y, Tingting D, et al. An analysis of credit risk of middle and small-sized enterprises in the inclusive financial system : an example from China[J]. IOP Conference Series: Materials Science and Engineering,2020,768(5):052057. DOI: https://doi.org/10.1088/1757-899X/768/5/052057
[2] Xiaoyan Z ,Jinbao L ,Dong X , et al.Digitalization, financial inclusion, and small and medium-sized enterprise financing: Evidence from China[J].Economic Modelling,2023,126 DOI: https://doi.org/10.1016/j.econmod.2023.106410
[3] Bu Y ,Du X ,Wang Y , et al.Digital inclusive finance: A lever for SME financing?[J].International Review of Financial Analysis,2024,93103115-. DOI: https://doi.org/10.1016/j.irfa.2024.103115
[4] Su R ,Zheng T ,Zhong Y , et al.Role of Digital Inclusive Finance for High-Quality Business Development: A Study of China’s “Five Development Concept” Policy[J].Sustainability,2023,15(15):12078-. DOI: https://doi.org/10.3390/su151512078
[5] Wenqi L ,Wenbin P .Digital inclusive finance, financial mismatch and the innovation capacity of small and medium-sized enterprises: Evidence from Chinese listed companies[J].Heliyon,2023,9(2):e13792-e13792. DOI: https://doi.org/10.1016/j.heliyon.2023.e13792
[6] Chien-Chiang L ,Manting T ,Chi-Chuan L .Reaping digital dividends: Digital inclusive finance and high-quality development of enterprises in China[J].Telecommunications Policy,2023,47(2): DOI: https://doi.org/10.1016/j.telpol.2022.102484
[7] Jinshun W ,Luyao W .Impacts of digital inclusive finance on household entrepreneurship[J].Finance Research Letters,2023,56 DOI: https://doi.org/10.1016/j.frl.2023.104114
[8] Yang Q ,Bai Y ,Yang X , et al.How digital inclusive finance promotes social entrepreneurship: Evidence from 282 cities in China[J].Heliyon,2024,10(10):e31387-. DOI: https://doi.org/10.1016/j.heliyon.2024.e31387
[9] Ruan J ,Jiang R .Does digital inclusive finance affect the credit risk of commercial banks?[J].Finance Research Letters,2024,62(PA):105153-. DOI: https://doi.org/10.1016/j.frl.2024.105153
[10] Jing W .Digital inclusive finance and rural revitalization[J].Finance Research Letters,2023,57 DOI: https://doi.org/10.1016/j.frl.2023.104157
[11] Xiuping G ,Luting W ,Xianglei M , et al.The impact of digital inclusive finance on farmers' income level: evidence from China's major grain production regions[J].Finance Research Letters,2023,58(PC): DOI: https://doi.org/10.1016/j.frl.2023.104531
[12] Xu L ,Yueying M ,Wenyu Z .Digital inclusive financial services and rural income: Evidence from China's major grain-producing regions[J].Finance Research Letters,2023,53 DOI: https://doi.org/10.1016/j.frl.2022.103622
[13] Fan W ,Fengxiang C ,Tao L .The influence of digital inclusive finance on household wealth: A study based on CHFS data[J].Finance Research Letters,2023,58(PC): DOI: https://doi.org/10.1016/j.frl.2023.104460
[14] Fu C ,Sun X ,Guo M , et al.Can digital inclusive finance facilitate productive investment in rural households?–An empirical study based on the China Household Finance Survey[J].Finance Research Letters,2024,61105034-. DOI: https://doi.org/10.1016/j.frl.2024.105034
[15] KaiChao S ,Ruixue M ,Joseph K .An in-depth analysis of the entrepreneurship of rural Chinese mothers and the digital inclusive finance[J].Telecommunications Policy,2023,47(7): DOI: https://doi.org/10.1016/j.telpol.2023.102593
[16] Wang Y ,Qi Y ,Li Y .How does digital inclusive finance influence non-agricultural employment among the rural labor force? ——Evidence from micro-data in China[J].Heliyon,2024,10(13):e33717-e33717. DOI: https://doi.org/10.1016/j.heliyon.2024.e33717
[17] Gao Q ,Sun M ,Chen L .The impact of digital inclusive finance on agricultural economic resilience[J].Finance Research Letters,2024,66105679-. DOI: https://doi.org/10.1016/j.frl.2024.105679
[18] Dan L ,Yushan L ,Jia Y , et al.Digital inclusive finance and green total factor productivity growth in rural areas[J].Journal of Cleaner Production,2023,418 DOI: https://doi.org/10.1016/j.jclepro.2023.138159
[19] Xianna H ,Qiuhua C ,Nan W .The impact of digital inclusive finance on the agricultural factor mismatch of agriculture-related enterprises[J].Finance Research Letters,2024,59104774-.
[20] Asif R ,Xiaodong Y .Digital finance and green growth in China: Appraising inclusive digital finance using web crawler technology and big data[J].Technological Forecasting & Social Change,2023,188 DOI: https://doi.org/10.1016/j.techfore.2022.122262
[21] Li Q ,Chen L ,Hao T .Unlocking Urbanization: The symbiotic relationship between inclusive finance and urban development in China[J].Heliyon,2024,10(5):e27457-. DOI: https://doi.org/10.1016/j.heliyon.2024.e27457
[22] Yanan S ,Xiaotong Y .Do digital inclusive finance, innovation, and entrepreneurship activities stimulate vitality of the urban economy? Empirical evidence from the Yangtze River Delta, China[J].Technology in Society,2023,72 DOI: https://doi.org/10.1016/j.techsoc.2023.102200
[23] Ailing W, Qiong L, Tian H. A Study on the Coordinated Development of Virtual Economy and Real Economy[C]//2019 International Conference on Economic Management and Cultural Industry (ICEMCI 2019). Atlantis Press, 2019: 213-217. DOI: https://doi.org/10.2991/aebmr.k.191217.040
[24] Shang Y. Research on the relationship between virtual economy and real economy development in China[C]//Journal of physics: conference series. IOP Publishing, 2019, 1237(2): 022098. DOI: https://doi.org/10.1088/1742-6596/1237/2/022098
[25] Xie K, Wang Y, Liu H. Based on the granger causality tests the research about the relation between the real economy and virtual economy in china[J]. Australian Journal of Business and Management Research, 2013, 3(7): 23. DOI: https://doi.org/10.52283/NSWRCA.AJBMR.20130307A03
Downloads
Published
Issue
Section
License
This work is licensed under a Creative Commons Attribution-NonCommercial 4.0 International License.
