Tao, Jianhong, and Xiaowei Li. “Research on the Impact of FinTech on Technological Innovation in Small and Medium-Sized Enterprises”. Academic Journal of Management and Social Sciences 13, no. 2 (November 27, 2025): 1–9. Accessed August 2, 2026. https://drpress.org/ojs/index.php/ajmss/article/view/32189.