LV, Jiazhen. Effectiveness Evaluation of Big Data Risk Control Models in Consumer Credit: A Comparative Study of Default Prediction Based on XGBoost Algorithm. Journal of Innovation and Development, [S. l.], v. 12, n. 2, p. 101–108, 2025. DOI: 10.54097/w7r2d931. Disponível em: https://drpress.org/ojs/index.php/jid/article/view/31515. Acesso em: 30 apr. 2026.