GE, Lili. Digital Transformation of Commercial Banks, Risk-Taking, and the Short-Term Borrowing and Long-Term Utilization by Technology-based SMEs. Journal of Innovation and Development, [S. l.], v. 15, n. 1, p. 1–8, 2026. DOI: 10.54097/2w0wcz33. Disponível em: https://drpress.org/ojs/index.php/jid/article/view/34006. Acesso em: 29 jul. 2026.