Study on the Dilemma of Implementing Rural LTC Insurance and the Implementation Path
DOI:
https://doi.org/10.54097/ehss.v15i.9298Keywords:
Countryside; LTC insurance; LTC insurance implementation dilemma; LTC insurance implementation path.Abstract
Against the backdrop of China's ageing situation and the rising number of disabled persons, the Ministry of Human Resources and Social Security started to promote the construction of long-term care insurance in 2016. Compared to the mature LTC insurance models in developed Western countries, there are still many problems in the process of promoting LTC insurance in China due to the short duration of the pilot. This paper presents a synthesis of the dilemmas observed by different scholars in the process of promoting LTC insurance, and summarises the solutions and concrete implementation paths proposed by other scholars in response to these dilemmas. It can be found through the study that the lack of policies and laws, backward physical conditions and the difficulty in changing attitudes are the main reasons why it is difficult to promote LTC insurance in rural areas. Different scholars have accordingly put forward suggestions such as extending funding channels, strengthening the training of talents and creating a perfect care model.
Downloads
References
Liu Tao. A study of the German long-term care insurance system from the perspective of welfare pluralism [J]. Public Administration Review, 2016, 9(04): 68-87+207.
National Bureau of Statistics. The seventh national population census [EB/OL] http://www.stats.gov.cn/ztjc/zdtjgz/zgrkpc/dqcrkpc/
Guo Jinlong, Li Hongmei. The urgent need to expand China's LTC insurance pilot schemes based on the accelerated aging of the population - A comparison and reflection of 28 LTC insurance pilot schemes in China [J]. Price Theory and Practice, 2021(07): 34-38.
Zhou Lei, Wang Jingxi. Exploring the policy of long-term care insurance fund raising and treatment payment--a comparison based on the implementation plan of 15 pilot cities in China [J]. Research on finance and economics, 2019(11): 89-97
Yao Hong. Comparison and reflection of pilot schemes of long-term care insurance system in China in the context of aging crisis [J]. Social Security Research, 2020(01): 48-56.
Xie Q, Zeng D. A study on the rural pension insurance system in Japan [J]. Modern communication, 2018 (24):83-84.
Chen Mei, Meng Yanchen. Research on the construction of long-term care insurance system in rural areas of China [J]. Chinese general medicine, 2020, 23(21): 2615-2620.
Gu Yuwei, Chen Yue, Hou Xiaoli. Development status of long-term care insurance for the elderly in China and improvement measures [J]. Time Finance, 2020(09): 112-113+120.
Guo Yohan, Xu Tingting, Pu Jun, Zhang Qijie, Ma Weiling. Study on long-term care insurance system in Suzhou [J]. China Primary Health Care, 2020, 34(09): 13-18.
Jiang Xiaohan. A comparative study of long-term care insurance benefits in pilot cities in China [D]. Shenyang Normal University, 2022.
Yu Feng. Research on the current situation, problems and countermeasures of the supply of elderly services for the demented in Suzhou [D]. Suzhou University, 2020
Tang Jincheng, Li Yingying. Research on long-term care insurance empowering rural elderly care [J]. Southern Finance, 2022(03): 63-76.
Ma Yao. Research on government responsibility of long-term care insurance community home care service [D]. East China Normal University, 2020
China Research Center on Aging, Zhang Kai-Ti, Sun Lu-Jun, Mou Xinyu, Wang Haitao, Li Ming-Zhen. Study on the status of the disabled elderly in urban and rural areas nationwide [J]. Disability Research, 2011(02): 11-16.
Huang Chengli. Analysis of long-term care needs of the elderly population in Beijing [J]. Health Economics Research, 2005(04): 28-30.
Chen Hongjing. Research on the needs and utilization of health services for the rural elderly in the context of population aging [D]. Beijing Union Medical College, 2012.
Ministry of Human Resources and Social Security of the People's Republic of China [EB/OL] http://www. mohrss.gov.cn/SYrlzyhshbzb/dongtaixinwen/shizhengyaowen /201306 /t20130618_105477. htm
Social Tracking Survey of the Elderly in China [EB/OL]. (2014-12-01 [2019-02-01]. http//class.ruc.edu.cn/index.php?r=info/implementation&cid=23.
CEE Industry Database [EB/OL]. [2019-03-17]. http: //cyk. cei.cn/.
Pan Ping. Research on the development status of rural long-term care insurance system and countermeasures [J]. Journal of Xiangyang Vocational and Technical College, 2021, 20(01): 99-102.
Jing Tao, Zhang Yifan. Feasibility analysis of implementing long-term care insurance in rural areas of China [J]. Academic exploration, 2015(07): 89-94.
Song Zhanjun, Zhu Minglai. Long-term care insurance demand measurement and development strategy in China [C]//. 2012 China International Conference on Insurance and Risk Management Proceedings.
Fang Lianquan. The market-oriented development path of elderly care services——an empirical comparison based on the long-term care insurance systems in Germany, Japan and South Korea [J]. Journal of Xinjiang Normal University (Philosophy and Social Science Edition),2019, 40(02): 88-98+2
Ma Qingyu, Ma Fuyun, Li Zhiming. Social construction in contemporary China [M]. People's University of China Press: "Knowing China - Understanding China", 202106.177.
Yin Hui, Huang Chenyi. Comparison and insights of long-term care insurance systems in Germany and Japan [J]. China Medical Insurance, 2022(08): 124-128.
Li Wenjie. Population aging and long-term care for the disabled elderly in rural areas [J]. Journal of Hubei College of Economics (Humanities and Social Sciences Edition), 2012,9(02): 70-71.
Lu Yanan. Research on the assessment of disability level in long-term care insurance system [D]. Jiangxi University of Finance and Economics, 2020.
Yang Xiaojun. Development dilemma of township health centers and suggestions for countermeasures [J]. Wealth Today (China Intellectual Property), 2022(02): 151-153.
China Statistical Yearbook-2011 [J]. China Statistics, 2011(11): 2.
Zhang Xiaoqian. Research on the dilemma of long-term care insurance policy implementation and countermeasures in rural areas of southern Jiangsu [D]. Jiangnan University, 2022.
Cui Shichen, Lin Mingang. A comparative study of long-term care insurance development in Japan and South Korea and options for China [J]. Contemporary Economic Management, 2020,42(01): 92-97.
Wu Yushao, The Fourth Sample Survey on the Living Conditions of the Elderly in Urban and Rural China. Beijing, China Research Center on Aging, 2015-12-01.
Zhang Ruizang, Hu Yimin. A study on the purchase intention of long-term care insurance among rural middle-aged and young people [J]. Health Economics Research, 2022, 39(08): 34-37
Huang Feng. Study on the relationship between family care and urban women's employment in the perspective of population aging [J]. Financial and Economic Research, 2012, 38(09): 16-26
Yu Zhuang. Study on the pilot issue of long-term care insurance system in China [D]. Jilin University of Finance and Economics, 2020.
Lu Yangying. Research on government responsibility in the construction of long-term care insurance [D]. East China University of Political Science and Law, 2018.
Xu Lijuan. Research on the construction of long-term care insurance system for the disabled elderly in rural areas in China--based on the framework of social welfare policy analysis [J]. Journal of Intelligent Agriculture, 2021, (17): 84-86.
Tian Yong, Yin Jun. The sustainability of the long-term care insurance model. Research on the sustainability of long-term care insurance model of "relying on medical insurance"-a comparison between urban and rural residents and urban workers [J]. Journal of Guizhou University of Finance and Economics, 2019(02): 91-101.
Yu Xinliang, Huang Junming, Kang Zhou, Yu Wenguang. Old-age care security and female labor force participation: An evaluation of policy effects based on a rural long-term care insurance pilot in China [J]. China Rural Economy, 2021(11): 125-144.
Downloads
Published
Issue
Section
License
This work is licensed under a Creative Commons Attribution-NonCommercial 4.0 International License.
How to Cite
