Research on the impact of digital inclusive finance on the quality of life of residents
DOI:
https://doi.org/10.54097/ehss.v4i.2856Keywords:
digital inclusive finance; relative poverty; resident quality of life; intermediary effectAbstract
In recent years, digital inclusive finance has developed rapidly, which has a certain impact on alleviating relative poverty and improving the quality of life of residents. Based on the county data from 2014 to 2019, this paper takes 40% of the average resident disposable income as the relative poverty line, and the samples are divided into relatively poor counties and relatively non-poor counties. The fixed effect model and intermediary effect model are used to empirically test the direct and indirect impact of digital inclusive finance on the quality of life of Chinese residents. The results show that digital inclusive finance has a significant effect on improving the quality of life of all residents. Later, the research will focus on relatively poor counties and find that digital inclusive finance can improve the quality of life of residents in relatively poor counties by promoting the transmission path of county economic growth.
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