How Does Inclusive Finance Serve the Innovation and Development of Small and Micro Enterprises with High Quality in The Post-Epidemic Era -- Taking Zhenjiang as An Example

Abstract

With the development of our country's digital economy, the living conditions of small and micro enterprises have been improved because of the inclusion of finance, but it still faces insufficient effective demand, incomplete recovery of production capacity, financing difficulties, high financing costs. This paper takes small and micro enterprises in Zhenjiang City as an example to conduct field research and analysis. By analyzing the survey data, the paper studies the operation status of small and micro enterprises in the post-epidemic era and the effectiveness of government policies in helping small and micro enterprises to resume production and operation. According to the existing problems in the operation of small and micro enterprises, the paper further puts forward some suggestions on the high quality service and innovative development of small and micro enterprises.