Research on the Development of Internet Credit System under the Background of internet Finance

Abstract

The internet is real-time and dynamic, and it can update personal information at any time, so as to evaluate personal credit status more accurately. In recent years, the development of internet finance has shown a blowout situation, the original legal system is imperfect, and there is a lack of effective norms for credit reporting activities in the field of internet finance. A sound credit reporting system is an important guarantee for the sustainable development of internet finance, and the rapid development of internet finance forces the improvement of the credit reporting system. The rapid development of the internet has brought opportunities for the improvement of the credit reporting system, but it has also caused some challenges. This paper briefly describes the development status of internet credit reporting in China, and puts forward some suggestions on building an internet-based credit reporting system. The construction of internet credit system should pay attention to information security protection, and establish a standardized information processing and sharing mechanism; Promote the formation of a good social credit environment; Innovate supervision in an all-round way, and build a supervision framework for internet credit reporting.