Research on Digital Inclusive Finance to Alleviate the Dilemmas of SME Financing and Countermeasures

Abstract

SMEs are the focus of regional economic development, which mainly solves a large number of labor problems and provides technological innovation. However, SMEs have great difficulties in corporate financing . The emergence of inclusive finance is a breakthrough in supporting disadvantaged groups to enjoy low-cost and high-quality financial services, among which the technical support of digital inclusive finance is of great significance in solving the problem of financing channels for SMEs. In this paper, we will start with the current situation of SME financing development and the reasons for financing difficulties, identify the current problems and put forward corresponding suggestions to the current problems by analyzing the impact of digital inclusive finance on SME financing constraints.