Research on Credit Risk of Logistics Finance Based on Four-party Game Model
DOI:
https://doi.org/10.54097/fbem.v6i1.2420Keywords:
Logistics finance, Credit risk, Game analysis.Abstract
In the context of the Covid pandemic, which has a significant impact on the global economy and has brought more attention to the improvement and operation of the economic and financial system, the logistics industry is facing great chal-lenges in this pandemic, and in this context, the concept of logistics finance is more well-known. Logistics finance business has been carried out rapidly be-cause of its ability to effectively solve the problem of difficult capital turnover and financing for SMEs. In recent years, the government has introduced a series of economic incentives, logistics finance has played a deep role in regulating the flow of funds and improving the efficiency of capital operation, building a bridge connecting banks, logistics enterprises and financing enterprises to cooperate closely and achieving the goal of win-win situation for all parties. Although lo-gistics finance plays an important role in the process of enterprise financing and generates significant benefits, it also faces potential risks in the process of devel-opment, so the establishment of logistics finance risk prevention system has be-come an urgent requirement for the sustainable development of logistics enter-prises, banks and financing enterprises. Based on the full analysis of credit risk in logistics finance, this paper establishes a game model among logistics finance participants to find out various factors affecting the risk and provide a theoretical basis for the control of risk.
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