Risk Challenges and Regulatory Approaches in Fintech Data Application Regulation

Abstract

In the era of data capital, the combination of the traditional financial sector and emerging technological forces has forged a fintech industry with great potential. In the process of its prosperous development,ethical risks such as data ethical dilemma have arisen, and legal problems such as legislation, law enforcement, justice, and law-abiding have appeared.How to solve the multi-dimensional challenges brought about by ethical and legal risks requires not only the participation of multi-party subjects to formulate the relevant industry ethical standards and legal system, and to strengthen the supervision of relevant ethical and legal risks, but also the deepening of the corresponding judicial remedial system, and the formation of a good and orderly social ethical and moral atmosphere and law-abiding.It is also necessary to deepen the corresponding judicial relief system, so as to form a good and orderly social ethical and moral atmosphere and law-abiding environment, and help the healthy development of fintech.