Research on Financial Technology Risk Management and Control in the Context of the Big Data Era

Rongjie Zhang; Jiatong Li

doi:10.54097/dywgpz37

Authors

Rongjie Zhang
Jiatong Li

DOI:

https://doi.org/10.54097/dywgpz37

Keywords:

Big Data Era, Fintech, Risk Management and Control.

Abstract

With the rapid development of internet technology in China, the big data era has gradually emerged, bringing new opportunities and challenges to various fields. In recent years, technologies such as cloud computing, artificial intelligence, and computer technology have been applied across industries. In the financial sector, artificial intelligence and cloud computing have spurred the growth of the fintech industry, marking a significant transformation advantage for the traditional financial industry. However, during the development of the fintech industry, characteristics such as fast dissemination, strong concealment, and difficulty in regulation have introduced certain risks. Various issues, including data security, regulatory challenges, and dissemination speed, have surfaced, severely impacting the healthy development of the financial industry. This paper explores the basic connotations, risk characteristics, and control measures of fintech in the context of the big data era, providing a reference for the sustainable development of China's financial industry.

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