Research on Enterprise Environmental Risk Management of Industrial Bank under Analytic Hierarchy Process
DOI:
https://doi.org/10.54097/fbem.v12i1.13967Keywords:
Environmental risk, Analytic hierarchy process, Green credit.Abstract
With the frequent occurrence of corporate environmental incidents and the intensification of bank credit risks, the banking industry urgently needs to strengthen the prevention, control and management of corporate environmental risks. Based on the analytic hierarchy process, this paper takes the three enterprises that have been granted credit by IB as samples, selects the enterprise environmental risk model of four sub-indicators: carbon emissions, basic environmental management, environmental risk management measures, and environmental risk emergency management, and selects the appropriate green credit objects according to the calculation results. It also puts forward suggestions on environmental risk management to improve the collection and transmission of enterprise environmental information, strengthen the supervision of enterprise risk management measures, and formulate a unified enterprise environmental risk rating standard, so as to provide reference for the banking industry to carry out enterprise environmental risk management.
Downloads
References
China Banking Industry, 2021(03):57-60.
John M.Conley, Cynthia A.WilliamsI.Global Banks as Global SustainabilityRegulators:TheEquatorPrinciples[J]. Law&Polic, 2011(4): 96-100.
The significance, method and promotion of environmental risk analysis of financial institutions[J].Tsinghua Financial Review, 2020(9):16-17.
China Internal Audit, 2023(06):05-08.).
Political Commissar Lu, Fang Qi, Qian LihuaClimate and environmental risk management of financial institutions under the goal of "carbon neutrality"[J].Financial Expo, 2021(02): 52-53.
ZHANG Hongli, ZHOU Qiuyue.The Impact of Environmental Factors on the Credit Risk of Commercial Banks——Based on the Research and Application of Stress Test of Industrial and Commercial Bank of China[J].Financial Forum,2016(02):04-08.
Xie Fang, Li Junqing.Does Environmental Risk Affect the Pricing of Commercial Bank Loans?—An Empirical Analysis Based on Environmental Responsibility Score[J].Journal of Finance and Economics,2019(11):62-67.
Wu Jie,Tian Yingqi.Research on the improvement of green credit risk evaluation system——Based on the Yangtze River Delta survey[J].Theoretical Economics,2013(09):104-04.
Li WeikangEnvironmental risk control obligations of commercial banks in the context of green credit [J].China Environment, 2019.
Meng Jianuo,Mei Licheng.Commercial Bank Bank-Bank Cooperation Development Strategy and Risk Prevention [J]. Economics and Management Science, 2019(01):0088-05.
Reflections on improving the environmental risk management system of China's commercial banks[J].Green Finance, 2021 (12): 45-47.
He Dan.The evolution and influence of the equator principle and China's response[J].Theory Monthly,2020(03):71-79.
Research on risk identification of supply chain financing business of banks based on analytic hierarchy process [J]. Frontier Theory,2023(17):13-15.
WANG Zhi,LIU Yanhui,YANG Huan.Application of analytic hierarchy process in software overabundance[J].Computer Engineering and Design, 2017,38(01):144-148.
ZHUANG Guangxin, GU Yuanli, MA Yunnan, ZHAO Ying. Quality evaluation of road traffic flow data based on AHP gray theory[J].Shandong Science,2017,30(01):69-75.








