Research on The Effect of Digital Finance on The Transformation and Upgrading of Residents' Consumption Structure

Abstract

 The effect of digital finance on the upgrading of China's resident consumption structure, at this stage of China's expansion of domestic demand, transformation and development of new momentum, economic shifting transformation is extremely important, can greatly improve the efficiency of capital allocation in the real economy, most scholars agree that digital finance can improve the consumption level of residents and optimize the consumption structure of residents, this paper from the perspective of reducing the consumption gap between urban and rural residents, narrowing the consumption gap of different income groups, breaking the consumption gap of different age groups to study the impact of digital finance on China's consumption structure.