Research on Risk Assessment of Internet Finance

Based on Analytic Hierarchy Process and Fuzzy Comprehensive Evaluation

Abstract

 Internet finance integrates online transaction data generated in different social networks, and completes credit consumption, loans and other lending behaviors by means of electronic payment through the research and judgment of customer credit, so that people can enjoy financial services while dealing with various problems. This paper takes Internet finance as the research object, analyzes it as a whole business form, and adopts a comprehensive evaluation method different from the traditional single factor analysis method, organically combines hierarchical analysis and fuzzy mathematics, effectively considers different types of risks in Internet finance, and adopts corresponding grade classification, so as to avoid too thin and idealized research. The results of empirical research show that China's Internet finance is generally in a state of high risk. Among these risk factors affecting Internet finance, the impact of network security is particularly prominent. This paper constructs the framework of risk management from the perspective of six first-level indicators, and puts forward corresponding suggestions and solutions.