Research on the Path of Digital Empowerment in Credit Supervision

Genli Shu

doi:10.54097/7skeze86

Authors

Genli Shu

DOI:

https://doi.org/10.54097/7skeze86

Keywords:

Digitalization, Credit Supervision, Data Governance, Supervision Innovation

Abstract

In recent years, with the in-depth advancement of the reform of "streamlining administration, delegating power, improving regulation, and optimizing services", new industries, business forms, and business models have achieved vigorous development. At the same time, the emergence of new technologies such as the Internet, big data, and blockchain has led to a disruptive transformation in credit supervision. By conducting a detailed analysis of the innovative practices of market supervision authorities in Zhejiang, Tianjin, Shandong, and other regions, this paper reveals that digital empowerment in credit supervision still faces many challenges in innovating supervision models, improving data governance, and enhancing supervision efficiency. Furthermore, it explores new paths for digital empowerment in credit supervision, promotes the sustainable development of digital credit supervision, and contributes to the realization of modernization in market supervision.

Downloads

Download data is not yet available.

References

[1] Li X, Guo L Q, Han W Y. Research on the Optimization and Implementation Path of the Environmental Credit Supervision System [J/OL]. Environmental Pollution and Control, 1 - 21 [2024 - 12 - 29].

[2] Kong X W. Credit Supervision as a New Supervision Mechanism: Efficiency Improvement and Legitimacy Control [J]. Journal of the Party School of the Central Committee of the Communist Party of China (National Academy of Governance), 2022, 26 (1): 143 - 150.

[3] Ni N. A New Market Supervision Model Based on Credit: Motivation, Framework and Construction Path [J]. Jianghai Academic Journal, 2020, (05): 237 - 241 + 255.

[4] Liu Y T, Chen L S, Long Y T. Exploration and Innovation of a New Governance Model Based on Social Credit [J]. South China Finance, 2020 (4): 45 - 55.

[5] Peng C. On the Institutional Logic of Credit Supervision and Its Legitimacy and Effectiveness [J]. Journal of East China University of Political Science and Law, 2024, 27 (03): 39 - 54.

[6] Zeng G H, Wang R, Wang H. Credit Supervision, Business Environment and Regional Economic Growth [J]. Journal of Industrial Technological Economics, 2022, 41 (01): 12 - 20.

[7] Liu C, Zhang K L. Innovating with Credit Supervision to Help Optimize the Business Environment [J]. Management and Technology of SME (Mid - month), 2020, (09): 41 - 42 + 57.

[8] Dong S G. Credit Supervision Empowers the Unified National Market: Theoretical Compatibility, Logical Approach and Implementation Strategy [J]. Journal of Tianjin Normal University (Social Science Edition), 2023, (06): 82 - 89.

[9] Guo N, Meng T T, Xie N L. Exploration on the Construction of Social Credit System and Supervision Mechanism in Xiongan New Area - From the Perspective of Digital Development Drive [J]. Credit Reference, 2023, 41 (07): 6 - 13 + 86.

[10] Liu S C. The Logic, Path and Integration of Credit Digitalization [J]. Chinese Public Administration, 2020, (06): 65 - 72.

[11] Zhang W Q, Nan Y, Pang W D, et al. Deepening the Application of Enterprise Credit Classification Results and Exploring a New Path of "Intelligence + Credit" Supervision [J]. China Information Times, 2024, (03): 117 - 119.

[12] Zhang Z Q, Hao J Y. Promoting Intelligent Supervision: Exploring a New Path of "Supervision + AI" - Taking the Market Supervision Department's Promotion of Credit Risk Classification Management as an Example [J]. China Market Supervision Research, 2023, (09): 33 - 36.

[13] Chen H S, Ying Y, Geng D K. Digital Transformation of Credit Supervision in Zhejiang from a Dual Perspective [J]. Zhejiang Economy, 2019, (20): 44 - 45.

[14] Chen H S, Ying Y, Wen Y. The "Zhejiang Model" of Digital Transformation of Credit Supervision [J]. Unity, 2019, (05): 60 - 63.