The Improvement Pathway of the Data Intellectual Property Pledge Financing System

Abstract

Protection and application are the two most critical "driving wheels" in the intellectual property chain, and pledge financing serves as a vital pathway for intellectual property application. Data intellectual property pledge financing offers a novel financing avenue for data enterprises. However, numerous challenges persist in China's data intellectual property pledge financing, hindering its large-scale adoption in financing for data enterprises. Conducting in-depth research on data intellectual property pledge financing-where practical problems abound but studies are scarce-is an important issue that both academia and practitioners must address. Improving the data intellectual property pledge financing system should focus on preventing risks associated with the collateral, refining the establishment mechanism, and optimizing the realization of the security rights.