Research on the Influencing Factors of Bank-Balance

Abstract

Today, mathematics is everywhere, especially in the field of finance. This paper investigates the main factors affecting income, this paper expounds the theoretical background of linear regression, then uses linear regression to analyze the correlation between the dependent variable and one or more independent variables, uses a linear equation to estimate the dependent variable, and uses a dataset of multiple economic variables to analyze and process the coefficients of linear regression. The dataset contains 32562 groups of data and this paper will use these data to show the factors that affect bank-balance. This paper considers China's GDP development, consumer price level, tax collection ratio, personal ability, and regional development level, and discusses the impact of various cross-cutting factors on income on this basis. Combined with China's development status and China's social situation, this paper gives a reasonable explanation of the influence of variables on personal income in the process of mathematical model exploration. The variables have significant impact is IsAdult, Gender, Job and Marital Status.